PRIVACY NOTICE

Last updated March 31, 2022

We appreciate you choosing to be a part of the highimpactinsurance community. Your right to privacy and the security of your personal information are important to us. Please call us at +1 662 625 6686 if you have any queries or worries about this privacy notice or our handling of your personal information.

We value your trust in entrusting us with your personal information when you visit our website www.highimpactinsurance.com and, more broadly, use any of our services (the "Services," which include the Website). Your privacy is very important to us. In this privacy notice, we attempt to be as explicit as possible in describing the data we gather, how we use it, and the rights you have in connection with it. We sincerely hope you will take the time to carefully study it since it is significant. Please stop using our Services right once if there are any clauses in this privacy notice that you disagree with.

This privacy notice is applicable to all data obtained through our Services, which, as previously said, includes both our website and any affiliated products, services, or events.

1. WHAT INFORMATION DO WE COLLECT?

The personal data you provide to us In a nutshell, we gather the personal data you give us. When you engage in activities on the Website, when you contact us in any other way, or when you express a desire to learn more about us, our products, or services, we gather personal information that you voluntarily supply to us.

Your interactions with us and the Website, your decisions, and the products and features you use all have an impact on the personal information we collect. The following is a list of the types of personal data we might gather:

Personal Data You Have Provided. Debit/credit card numbers, billing addresses, contact preferences, passwords, usernames, email addresses, job titles, mailing addresses, names, and phone numbers are among the information we gatherand other similar information.

All of the personal information you give us must be true, complete, and accurate, and you must let us know if any of it changes.

information gathered automatically

Briefly stated: When you access our website, some information, including your Internet Protocol (IP) address and/or browser and device details, is automatically gathered.

When you access, use, or navigate the Website, we automatically collect some information. Your IP address, browser and device characteristics, operating system, preferred language, referring URLs, device name, country, location, information about how and when you use our website, and other technical information may be included in this information even though it does not specifically identify you (like your name or contact information). This data is largely required for internal analytics and reporting, as well as to ensure the security and functionality of our website.

The information we collect includes:

• Usage and Log Data. Our servers automatically gather usage, diagnostic, and performance information when you browse or use our website, which we store in log files as "log and usage data." Depending on how you interact with us, this log data may include your IP address, device details, browser type, settings, and details about your usage of the Website (including the dates and timestamps of the pages and files you view, searches you conduct, and other actions you take, such as which features you use), as well as information about device event data (such as system activity, error reports, and hardware settings).

• Device Data. We collect device data such as information about your computer, phone, tablet, or other devices you use to access the Website. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model Internet service provider and/or mobile carrier, operating system, and system configuration information.

• Location Data. We collect location data such as information about your device's location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Website. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. Note, however, if you choose to opt-out, you may not be able to use certain aspects of the Services.

Information collected from other sources

In Short: We may collect limited data from public databases, marketing partners, and other outside sources. In order to enhance our ability to provide relevant marketing, offers, and services to you and update our records, we may obtain information about you from other sources, such as public databases, joint marketing partners, affiliate programs, and data providers, as well as from other third parties. This information includes mailing addresses, job titles, email addresses, phone numbers, intent data (or user behavior data), Internet Protocol (IP) addresses, social media profiles, social media URLs, and custom profiles, for purposes of targeted advertising and event promotion.

2. HOW DO WE USE YOUR INFORMATION?

In a nutshell, we process your information in order to carry out our contractual duties with you, comply with legal requirements, or with your consent. We utilize the personal data we receive through our website for a number of business objectives that are detailed below. In order to engage into or carry out a contract with you, with your consent, or in order to comply with our legal requirements, we treat your personal information for these reasons based on our legitimate business interests. Next to each of the aforementioned purposes, we list the exact processing justifications we rely on. We make use of the data we gather or receive by:

• To simplify the process of creating accounts and logging in. If you choose to link your account with us to a third-party account (such your Google or Facebook account), we utilise the data you authorised us to obtain from those third parties to speed up the process of creating new accounts and logging in so that we can carry out the terms of the agreement.

• To publish endorsements. We publish customer reviews on our website, some of which can include personal data. We will get your permission to use your name and the content of the testimonial before we post it. Call +1 662 625 6686 and mention your name, the location of your testimonial, and your contact details if you'd want to edit or delete it.

• elicit comments. Your information might be used to contact you and ask for feedback regarding how you used our website.

• To enable communications between users. With each user's permission, we may use your information to facilitate user-to-user communications.

To control user accounts. Your information may be used by us to manage and maintain the operations of our account.

• To provide you with administrative information. Your personal information may be used by us to give you information about our products, services, new features, and/or revisions to our terms, conditions, and policies.

• To keep our Services safe. We may use the information you provide in order to help us maintain the security and safety of our website (for example, for fraud monitoring and prevention).

• To enforce our terms, conditions, and policies for business purposes, to comply with legal and regulatory requirements or in connection with our contract.

• To respond to court orders and shield people from harm. To decide how to react to a subpoena or other legal request, we might need to look over the data we currently have.

• Manage and complete your orders. To manage your orders, payments, returns, and exchanges placed through the Website, we might utilize the information you provide.

• Conduct contests and prize drawings. If you choose to take part in our competitions, we may use the information you provide to manage prize draws and contests.

• To provide services to the user and to make those services more accessible. To give you the service you've asked for, we might utilise the information you supply.

• To answer user questions and provide support to users. Your information might be used by us to address your questions and address any problems you might encounter while utilising our Services.

• To send you marketing and advertising materials. If this is in accordance with your marketing preferences, we and/or our third-party marketing partners may use the personal information you give to us for our marketing efforts. We will get personal information from you, for instance, whether you show an interest in learning more about us or our website, sign up for marketing, or otherwise get in touch with us.

• Show you targeted advertisements. We may use your information to create and deliver personalized content and advertising that is catered to your interests and/or location (and collaborate with third parties who do this), as well as to assess the efficacy of that advertising.

3.WILL YOUR INFORMATION BE SHARED WITH ANYONE?

In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.

We may process or share the data that we hold based on the following legal basis:

• Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.

•Legitimate Interests: We may process your data when it is reasonably necessary to achieve our legitimate business interests.

• Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.

• Legal Obligations: When required by law, government requests, a judicial procedure, a court order, or other legal processes, such as in response to a subpoena or a court order, we may be obliged to reveal your information (including in response to public authorities to meet national security or law enforcement requirements).

• Vital Interests: In situations where we believe it is necessary to investigate, prevent, or take action regarding potential policy violations, suspected fraud, circumstances involving potential threats to the safety of any person, illegal activities, or as evidence in litigation in which we are involved, we may disclose your information.

More specifically, we may need to process your data or share your personal information in the following situations:

Business Transfers.We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

Vendors, Consultants, and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include payment processing, data analysis, email delivery, hosting services, customer service, and marketing efforts. We may allow selected third parties to use tracking technology on the Website, which will enable them to collect data on our behalf about how you interact with our Website over time. This information may be used to, among other things, analyze and track data, determine the popularity of certain content, pages or features, and better understand online activity. Unless described in this notice, we do not share, sell, rent or trade any of your information with third parties for their promotional purposes.

advertiser partners. When you access or use the Website, we might employ the services of third-party advertising firms to show ads. These businesses may use data from web cookies and other tracking technologies, including information about your visits to our website(s) and those of other websites, to deliver advertising for products and services that may be of interest to you.

Affiliates. In the event that we disclose your information with one of our affiliates, we will demand that they abide by the terms of this privacy notice. Affiliates are any businesses that we control or share common control with, including our parent company, subsidiaries, joint venture partners, and other businesses. Business associates. To provide you with certain products, services, or promotions, we could share your information with our business partners.

Business associates.To provide you with certain products, services, or promotions, we could share your information with our business partners.

4. WHO WILL YOUR INFORMATION BE SHARED WITH?

In Short:We only share information with the following third parties.

We only share and disclose your information with the following third parties. If we have processed your data based on your consent and you wish to revoke your consent, please contact us using the contact details provided in the section below titled "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?".

Advertising, Direct Marketing, and Lead Generation
• Bing Ads and Google AdSense

Cloud Computing Services
• Microsoft Azure, Amazon Web Services (AWS) and Google Cloud Platform

Content Optimization
• Google Site Search

Data Backup and Security
• Amazon Glacier, Dropbox Backup, Google Drive Backup and Vaultpress

Functionality and Infrastructure Optimization
• Termly.io

Retargeting Platforms
• Facebook Custom Audience, Facebook Remarketing, Google Ads Remarketing Google Analytics Remarketing, Twitter Remarketing and Twitter Tailored Audiences

Web and Mobile Analytics
• Google Analytics and Yandex Metrica

Website Hosting
• WordPress.com

Website Testing
• Cloudflare

5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In a nutshell: We may gather and keep your information using cookies and other tracking technologies. To access or store information, we may use cookies and other tracking technologies (such as web beacons and pixels). Our Cookie Notice outlines specific information on how we use such technologies and how you can reject particular cookies.

6. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?

In other words, we cannot guarantee the security of any information you disclose to third parties who advertise on our website but are not associated with it.

The Website might include advertisements from third parties who are not connected to us, and these advertisements might link to other websites, online resources, or mobile programmes. We are unable to ensure the security and privacy of any data you give to third parties. This privacy notice does not apply to any information gathered by third parties. We disclaim all liability for any third-party websites, services, or applications that may be linked to or from the Website, including their content or their privacy and security practises and policies. Examine the guidelines of such third parties, then get in touch with them.

7. HOW LONG DO WE KEEP YOUR INFORMATION?

In a nutshell: Unless otherwise required by law, we retain your information for as long as required to achieve the goals specified in this privacy notice. Unless a longer retention time is required or permitted by law, we will only keep your personal information for as long as it is necessary for the reasons outlined in this privacy notice (such as tax, accounting or other legal requirements). No reason in this notice calls for us to retain your personal data for more than

8. HOW DO WE PROTECT YOUR PERSONAL INFORMATION?

In a nutshell, we work to safeguard your personal data using a system of administrative and technical security controls. To ensure the protection of any personal information we process, we have put in place the necessary organisational and technical security measures. No electronic transmission over the Internet or information storage technology, however, can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorised third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Despite our best efforts, we cannot guarantee the security of any personal information transmitted to or from our website.

9. DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to children under 18 years of age. We do not knowingly solicit data from or market to children under 18 years of age. By using the Website, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Website. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under the age of 18, please contact us +1 662 625 6686

10. WHAT ARE YOUR PRIVACY RIGHTS?

In Short: You may review, change, or terminate your account at any time. If you are a resident in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. If you are a resident in Switzerland, the contact details for the data protection authorities are available here:
Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Website. To opt-out of interest-based advertising by advertisers on our Website visit.

11. DO-NOT-TRACK FEATURE CONTROLS

You can turn on the Do-Not-Track ("DNT") function or setting in the majority of web browsers, some mobile operating systems, and mobile applications to indicate your choice for privacy and to prevent information about your online browsing activity from being tracked and collected. There is currently no established common technical standard for identifying and utilizing DNT signals. As a result, we presently do not react to DNT browser signals or any other system that automatically transmits your preference not to be tracked online. In the event that an online tracking standard is later adopted that we are required to abide by, we will update this privacy notice to include information about that practice.

12. DO RESIDENTS OF CALIFORNIA HAVE SPECIFIC PRIVACY RIGHTS?

In a nutshell: If you live in California, you do have certain access rights to your personal information. The "Shine The Light" law, also known as California Civil Code Section 1798.83, entitles our users who reside in California to request and obtain from us, once a year and without cost, details about the categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with whom we shared personal information in the previous calendar year. If you live in California and would like to make such a request, please send it to us using the contact information provided.

Privacy Notice CCPA

A "resident," according to the California Code of Regulations, is:
(1) Every person who is in California for a reason other than temporary or transitory, and
(2) Every person residing in the State of California who is travelling outside the State of California temporarily or for an indefinite period of time

"Non-residents" are defined as all other people.
If you fall within this definition of "resident," we have legal obligations and rights relating to your personal information. What types of private information do we gather?

In the last twelve (12) months, we have gathered the following categories of personal information:

When you interact with us in person, online, over the phone, by mail, or in person for any of the following reasons: •

Getting assistance through our customer support channels;
• Participating in customer surveys or contests;
• Facilitating the delivery of our Services and responding to your inquiries.

How do we use and disclose the personal data you provide? Your personal information is gathered and disseminated by Click4LifeInsurance through:
• Social media cookies; Beacons/Pixels/Tags; Targeting cookies/marketing cookies;
More information about our data collection and sharing practices can be found in this privacy notice.

You can opt-out from the selling of your personal information by disabling cookies in Cookie Preference Settings and clicking on the Do Not Sell My Personal Information link on our homepage.
You may contact us by
calling +1 662 625 6686 or by referring to the contact details at the bottom of this document. If you are using an authorized agent to exercise your right to opt out we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf. will anyone else have access to your information?
In accordance with a formal agreement we have with each service provider, we may share your personal information with them. Each service provider is a business that processes information for profit and does so on our behalf.
Your personal information might be used by us for internal company needs, like conducting research for technical development and testing. Your personal information is not thought to have been "sold" in this situation.
• In the previous twelve (12) months, highimpactinsurance shared the following kinds of personal data to third parties for business or commercial purposes:

• Category A. Identifiers such your true name, alias, postal address, phone number, or mobile contact number, as well as your Internet Protocol address, email address, and account name.
• Category B. Personal data includes details such your name, contact information, education, job, employment history, and financial information as defined by the California Customer Records statute.
• Category C: Qualities that are protected under federal or California law, such as gender or date of birth.
• Category D: Business data, including transactional records, purchase history, financial information, and payment details.
Category E. Biometric information, such as fingerprints and voiceprints.
• Category G. Geolocation data, such as device location.
• Category H. Audio, electronic, visual and similar information, such as images and audio, video or call recordings created in connection with our business activities.
• Category I. Professional or employment-related information, such as business contact details in order to provide you our services at a business level, job title as well as work history and professional qualifications if you apply for a job with us.
• Category J. Education information, such as student records and directory information.
• Category K. Inferences are drawn from any of the personal information listed above to create a profile or summary about, for example, an individual's preferences and characteristics.


In the previous twelve (12) months, highimpactinsurance sold the following categories of personal data to outside parties:

• Category A. Identifiers such your true name, alias, postal address, phone number, or mobile contact number, as well as your Internet Protocol address, email address, and account name.
• Category B. Personal data includes details such your name, contact information, education, job, employment history, and financial information as defined by the California Customer Records statute.
• Category C: Qualities that are protected under federal or California law, such as gender or date of birth.
• Category D: Business data, including transactional records, purchase history, financial information, and payment details.
• Category E. Biometric information, such as fingerprints and voiceprints.
• Category F. Internet or other electronic network activity information, such as browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems and advertisements.
• Category G. Geolocation data, such as device location.
• Category H. Audio, electronic, visual and similar information, such as images and audio, video or call recordings created in connection with our business activities.
• Category I. Professional or employment-related information, such as business contact details in order to provide you our services at a business level, job title as well as work history and professional qualifications if you apply for a job with us.
• Category J. Education information, such as student records and directory information.
• Category K. Inferences drawn from any of the personal information listed above to create a profile or summary about, for example, an individual's preferences and characteristics.
We sold personal information to the following kinds of third parties:
Bing Ads and Google AdSense are advertising, direct marketing, and lead generation tools.
Programs for Affiliate Marketing
Platforms for Retargeting
Twitter Remarketing, Twitter Tailored Audiences, Google Ads Remarketing, Google Analytics Remarketing, Facebook Custom Audience, and Facebook Remarketing
Sharing and Advertising on Social Media
Mobile and Web Analytics
Yandex Metrica and Google Analytics
Your legal rights regarding your personal data
Right to request data deletion - Request for deletion
You have the right to request the removal of your personal data. Subject to certain exceptions allowed by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be necessary to protect against illegal activities, if you ask us to delete your personal information, we will do so.
Right to Information - Information Request
You have a right to know, depending on the situation:

Whether we collect and use your personal information, the types of information we gather, the uses to which it is put, whether we sell that information to third parties, the types of information we have sold or disclosed for business purposes, the types of third parties to whom we have disclosed that information for business purposes, and the business or other purposes for which it was disclosed.
Process of verification

In order to confirm that you are the same person about whom we have the information in our system, we will need to confirm your identification after receiving your request. We need to ask you for information as part of our verification efforts so we can compare it to the data you've already given us. For instance, based on the sort of request you submit, we can ask you for specific information so that we can compare it to the data we already have on file, or we might get in touch with you using a contact method (such phone or email) that you've already given us. Depending on the situation, we might additionally employ additional verification techniques.
Other privacy rights
you may object to the processing of your personal data you may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the data you can designate an authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA. To exercise these rights, you can contact us by calling (888) 991-7219, or by referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you.

13. DO WE MAKE UPDATES TO THIS NOTICE?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.

14. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments about this notice, you may call us at +1 662 625 6686

15. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please submit a request form by clicking here.

In order to resolve a complaint regarding the Site or to receive further information regarding the use of the Site,
please contact us at highimpactinsurance.com +1 662 625 6686